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XLV (Roman Numeral for 45) is a share savings account for members 45 years of age and greater. Anyone meeting the age requirement may request an XLV Share Savings account. The benefits are the same as the share savings and additional benefits include free faxes, higher dividend rates, and lower minimum balance required in order to earn dividends. Dividends are posted quarterly and funds are federally insured by the National Credit Union Administration (NCUA).
- For members 45 years of age and greater
- Must have $125.00 to earn dividends
- Minimum balance of $10.00 as a par share value
- Offers free overdraft protection to your share draft checking account up to 6 times per month.
- Automated/Electronic Transactions restricted by Regulation D
- Free access to Home Branch online – view balances and transactions, make transfers and manage funds
- Request check disbursement to member free of charge through Home Branch online banking or OnCall24 Audio Teller
- Earns dividends quarterly on average daily balance (March, June, September, and December)
- Quarterly statements unless monthly activity warrants monthly statements
- e-Statement preference rewards
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